Choosing a Medical Plan Today there are more health plans to choose from than ever before. Not everyone has a choice. But if you do, this section can help you choose the plan that offers the best quality for you and your family. Comparing and Using a Medical Insurance Plan Health care in America is changing rapidly. Twenty-five years ago, most people in the United States had indemnity insurance coverage. But today, more than half of all Americans who have health insurance are enrolled in some kind of managed care plan ... Your Guide to Finding Quality Healthcare Some health plans and doctors simply do a better job than others of helping you stay healthy and getting you better if you are ill. Research shows that Americans want and value quality healthcare. Compare Medical Plans. Checkup on Health Insurance Choices Today, there are more types of health insurance, and more choices, than ever before. The information presented here will help you choose a plan that is right for you. Medical Insurance Choice in the Workplace This paper examines the availability of health insurance plan choice in the U.S. workplace and determines the extent to which individual workers have access to additional health insurance plans indirectly through a family member's (usually a spouse) job. Keep Your Employer Health Coverage If you have lost your group coverage from an employer as the result of unemployment, death, divorce, or loss of "dependent child" status, you may be able to continue your coverage temporarily under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Compare Healthcare Facilities Report cards are starting to appear on the Internet to help you compare healthcare facilities. Choosing a Hospital Worksheet How can you choose the best quality hospital for the care you need? It is important to consider quality, because research shows that some hospitals simply do a better job than others. For example, we know that hospitals that do a greater number of the same surgeries have better outcomes for their patients. Choosing A Doctor It is important to choose your doctor with care, because quality varies. Medical Resources Thousands of resources are now available to help you make healthcare decisions. Medicare Supplement Health Insurance (Medigap) A Medigap policy is health insurance sold by private insurance companies to fill the "gaps" in Original Medicare Plan coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn't cover. Guide to Long-Term Care (LTC) Insurance How can you protect yourself against the significant financial risk posed by the potential need for long-term care services, either in a nursing home or in your own home? Health Insurance Reform - Your Rights Federal law gives you and your family members some valuable - though limited - protections when you need to buy, change, or continue your health insurance. Unauthorized Insurance Plans Be aware that entities are selling insurance without a license to do so. Medical Discount Plans: They’re Not Health Insurance Medical discount plans can be useful for some consumers looking to save money on health care. But they’re not the same as health insurance. Where can I find information about free or low-cost health insurance for people who can't afford to pay for private insurance? Are there low cost healthcare facilities in my area? Medical Coverage of Your Automobile Insurance Check to make sure you have the appropriate coverage with your automobile insurance provider. Comparison Shop for Perscription Drugs Pharmacies may charge widely different prices for the same medicine, so it's a good idea to comparison shop. Health Insurance News                                                                 View My Stats